Best Ways to Save on Oklahoma City Honda Pilot Insurance

Insurance rates Honda Pilot in Oklahoma CityIt’s shocking but most drivers have bought auto insurance from the same company for more than four years, and approximately 38% of consumers have never even compared rates from other companies. Drivers in Oklahoma could save an average of almost 35% each year, but they just don’t understand the amount of savings they would get if they switched.

The best way to get the cheapest auto insurance rates is to start doing an annual price comparison from providers who sell auto insurance in Oklahoma City.

One tip to remember is that you use similar limits and deductibles on every price quote and and to get prices from as many different insurance providers as possible. This helps ensure a fair rate comparison and and a good selection of different prices.

This information will teach you how insurance works and also save some money in the process If you have insurance now, you stand a good chance to be able to shop for the lowest rates using these methods. But Oklahoma car owners can benefit by having an understanding of the way companies sell online because rates fluctuate considerably.

All the larger auto insurance companies provide price estimates from their websites. The process is quite easy as all you need to do is type in your coverage preferences into a form. Once entered, the quote system gets your driving and credit reports and returns a price quote based on many factors.

Getting online rates for Honda Pilot insurance in Oklahoma City makes it simple to compare prices and it’s absolutely necessary to do this if you want to get the cheapest price on auto insurance.

In order to find out how much you can save on auto insurance, compare quotes from the companies shown below. If you have coverage now, it’s recommended you input the insurance coverages exactly as shown on your declarations page. Doing this assures you will have a price comparison for similar insurance coverage.

The companies shown below offer price comparisons in Oklahoma City, OK. If the list has multiple companies, we recommend you get rate quotes from several of them to get the best price comparison.

Auto insurance data for a Honda Pilot

The coverage information shown below outlines a range of rate quotes for Honda Pilot models. Being more informed about how insurance policy rates are formulated helps drivers make decisions when shopping around.


Honda Pilot Insurance Rates in Oklahoma City, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pilot LX 2WD $206 $342 $584 $34 $174 $1,340 $112
Pilot EX 2WD $232 $342 $584 $34 $174 $1,366 $114
Pilot EX 4WD $232 $342 $584 $34 $174 $1,366 $114
Pilot EX-L 2WD $232 $416 $584 $34 $174 $1,440 $120
Pilot EX-L 4WD $232 $416 $584 $34 $174 $1,440 $120
Pilot Touring 2WD $232 $416 $584 $34 $174 $1,440 $120
Pilot Touring 4WD $232 $416 $584 $34 $174 $1,440 $120
Get Your Own Custom Quote Go

Data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, claim-free, and homeowner. Rate quotes do not factor in the specific area where the vehicle is garaged which can alter coverage prices greatly.

Physical damage deductible comparison

One of the hardest decisions when shopping for auto insurance is what deductibles to buy. The comparisons below can help you understand the cost difference when you select higher and lower comp and collision deductibles. The first rate comparisons uses a $100 physical damage coverage deductible and the second price table uses a $500 deductible.


Honda Pilot insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pilot LX 2WD $386 $572 $448 $26 $134 $1,591 $133
Pilot EX 2WD $436 $572 $448 $26 $134 $1,641 $137
Pilot EX 4WD $436 $572 $448 $26 $134 $1,641 $137
Pilot EX-L 2WD $436 $698 $448 $26 $134 $1,767 $147
Pilot EX-L 4WD $436 $698 $448 $26 $134 $1,767 $147
Pilot Touring 2WD $436 $698 $448 $26 $134 $1,767 $147
Pilot Touring 4WD $436 $698 $448 $26 $134 $1,767 $147
Get Your Own Custom Quote Go

Honda Pilot insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pilot LX 2WD $282 $388 $448 $26 $134 $1,278 $107
Pilot EX 2WD $318 $388 $448 $26 $134 $1,314 $110
Pilot EX 4WD $318 $388 $448 $26 $134 $1,314 $110
Pilot EX-L 2WD $318 $472 $448 $26 $134 $1,398 $117
Pilot EX-L 4WD $318 $472 $448 $26 $134 $1,398 $117
Pilot Touring 2WD $318 $472 $448 $26 $134 $1,398 $117
Pilot Touring 4WD $318 $472 $448 $26 $134 $1,398 $117
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Oklahoma minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, claim-free, and safe-driver. Premium costs do not factor in your specific Oklahoma City location which can alter insurance rates greatly.

We can estimate from the data above that using a $100 deductible will cost you roughly $28 more each month or $336 each year than choosing the higher $500 deductible. Due to the fact that you would have to pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you tend to have more than 14 months between claim filings, you would come out ahead if you elect the higher deductible.

The illustration below highlights how deductible choice and can raise or lower Honda Pilot insurance rates for different categories of driver ages. The premiums are based on a married female driver, comprehensive and collision coverage, and no other discounts are factored in.

Smart Choices Result in Lower Insurance Premiums

Smart consumers have a good feel for some of the elements that help determine the level of your policy premiums. If you understand what positively or negatively impacts your premiums, this enables informed choices that may result in lower rates. Multiple criteria are taken into consideration when quoting car insurance. Some are pretty understandable like a motor vehicle report, but some are more transparent such as your marital status or your vehicle rating.

Auto insurance protects more than just your car

Even though it can be expensive, auto insurance serves a purpose in several ways.

The benefits of insuring your car definitely exceed the cost, especially for larger claims. On average, a vehicle owner in Oklahoma City is overpaying over $700 annually so compare rates at every renewal to make sure the price is not too high.