Cheapest Chevy Impala Insurance in Oklahoma City

It’s safe to conclude that car insurance companies don’t want their policyholders to compare prices. Consumers who shop around will probably switch companies because there are good odds of finding better rates. Remarkably, a study showed that people who shopped around every year saved approximately $860 a year compared to those who don’t regularly compare prices.

If saving money on insurance in Oklahoma City is why you’re reading this, then knowing the best way to shop and compare insurance coverage can save time, money, and frustration.

Insurance for Chevy ImpalaIf you want to save money, the best way to get affordable Chevy Impala insurance is to compare prices annually from providers who provide auto insurance in Oklahoma City. Prices can be compared by completing these steps.

The most important part of this process is to try to use the same physical damage deductibles and liability limits on every quote request and to quote with as many companies as feasibly possible. Doing this provides the most accurate price comparison and a complete price analysis.

These techniques will introduce you to how to get online quotes and also pocket some savings If you have a current car insurance policy, you should be able to cut your premiums using the ideas presented in this article. Although Oklahoma consumers need to have an understanding of how insurance companies sell online and use this information to your advantage.

The are a couple different ways to get quotes from many insurance companies in Oklahoma. The easiest way by far to lower the rate you pay for Chevy Impala insurance is to perform an online rate comparison.

It’s so simple to compare insurance rate quotes online replaces the need to physically go to insurance agencies in your area. The internet makes this process obsolete unless you’re the type of person who wants the professional guidance of a local agent. Although, it is possible compare online quotes but purchase the actual policy in an agency.

When comparing insurance rates, know that comparing more prices increases your odds of finding better pricing. Some regional insurers cannot provide rate quotes online, so it’s important to also get rates from those companies as well.

The auto insurance companies shown below can provide price quotes in Oklahoma City, OK. If several companies are displayed, we recommend you compare several of them to get the best price comparison.

Facts and figures for Chevy Impala insurance

The price information below highlights a range of insurance premium costs for Chevy Impala models. Learning more about how auto insurance premiums are established can help drivers make informed decisions when shopping around for a new policy.


Chevrolet Impala Insurance Rates in Oklahoma City, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $262 $592 $430 $26 $128 $1,438 $120
Impala LS $262 $592 $430 $26 $128 $1,438 $120
Impala LT $302 $592 $430 $26 $128 $1,478 $123
Impala LT $302 $592 $430 $26 $128 $1,478 $123
Impala LTZ $302 $698 $430 $26 $128 $1,584 $132
Impala LTZ $302 $698 $430 $26 $128 $1,584 $132
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Prices based on married male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Oklahoma minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, multi-policy, and safe-driver. Premium costs do not factor in vehicle location which can lower or raise rates noticeably.

Choosing deductibles

One of the most common auto insurance questions is how high should the physical damage coverage deductibles be. The tables below outline the rate difference between low and high policy deductibles. The first price estimate table uses a $250 deductible and the second set of rates uses a $1,000 deductible.


Chevrolet Impala insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $302 $584 $448 $26 $134 $1,519 $127
Impala LS $302 $584 $448 $26 $134 $1,519 $127
Impala LT $346 $584 $448 $26 $134 $1,563 $130
Impala LT $346 $584 $448 $26 $134 $1,563 $130
Impala LTZ $346 $688 $448 $26 $134 $1,667 $139
Impala LTZ $346 $688 $448 $26 $134 $1,667 $139
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Chevrolet Impala insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $186 $368 $448 $26 $134 $1,162 $97
Impala LS $186 $368 $448 $26 $134 $1,162 $97
Impala LT $214 $368 $448 $26 $134 $1,190 $99
Impala LT $214 $368 $448 $26 $134 $1,190 $99
Impala LTZ $214 $432 $448 $26 $134 $1,254 $105
Impala LTZ $214 $432 $448 $26 $134 $1,254 $105
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Oklahoma minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Table data does not factor in vehicle garaging location which can influence price quotes significantly.

Using the premium rates above, we can conclude that using a $250 deductible costs about $32 more each month or $384 every year than buying the higher $1,000 deductible. Because you would be required to pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you go at least 23 months between claims, you would come out ahead if you opt for a higher deductible.

Auto insurance is not optional

Even though Oklahoma City Impala insurance rates can get expensive, paying for auto insurance is required in Oklahoma but it also protects you in many ways.

The benefits of insuring your Impala are definitely more than the cost, especially with large liability claims. According to a 2015 survey, the average American driver is currently overpaying as much as $865 each year so it’s recommended you shop around each time the policy renews to save money.

Learn How to Lower Your Insurance Premiums

An important part of buying insurance is that you know a few of the rating criteria that help determine auto insurance rates. When you understand what controls the rates you pay, this allows you to make good choices that could help you find lower auto insurance prices.

Do you qualify for discounts on Chevy Impala insurance in Oklahoma City?

Some companies don’t necessarily list all possible discounts very well, so here is a list a few of the more common and the more hidden savings tricks you should be using when you buy Oklahoma City auto insurance online.Cheaper insurance with discounts

You should keep in mind that most discount credits are not given to all coverage premiums. A few only apply to individual premiums such as physical damage coverage or medical payments. Despite the appearance that you could get a free insurance policy, you’re out of luck.

The diagram below shows the difference between Chevy Impala insurance costs with and without discounts applied. The costs are based on a female driver, no accidents or driving violations, Oklahoma state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-car, multi-policy, safe-driver, homeowner, and marriage discounts applied.

Large insurance companies and their possible discounts are shown below.

Check with each insurance company to apply every possible discount. A few discounts might not be available to policyholders in Oklahoma City.

Will just any policy work for me?

Keep in mind that when it comes to choosing coverage for your personal vehicles, there really isn’t a one size fits all plan. Your situation is unique.Safe vehicles cost less to insure

These are some specific questions may help you determine whether your personal situation would benefit from professional advice.

If you can’t answer these questions, you might consider talking to an insurance agent. If you don’t have a local agent, take a second and complete this form.

You may want advice from an agent

A small number of people would rather buy from a licensed agent and that is a personal choice. One of the great benefits of getting online price quotes is that drivers can save money and get cheap car insurance quotes and also buy local. Buying insurance from neighborhood agents is especially important in Oklahoma City.

To find an agent, once you fill out this form (opens in new window), the quote information is immediately sent to participating agents in Oklahoma City that can provide free Oklahoma City auto insurance quotes for your coverage. It simplifies rate comparisons since you won’t have to drive around because prices are sent immediately to you. You can most likely find cheaper rates without a big time investment. If you have a need to get a rate quote from a specific car insurance provider, you just need to visit that company’s website and give them your coverage information.

If you need to find a reliable agent, there are a couple of different types of agents and how they differ in how they can insure your vehicles. Insurance agencies in Oklahoma City are considered either exclusive or independent (non-exclusive).

Independent Car Insurance Agents (or Brokers)

Independent agents are not limited to a single company so they have the ability to put coverage through lots of different companies and help determine which has the cheapest rates. If they find a lower price, the agent simply finds a different carrier and you don’t have to do anything.

If you need lower rates, you absolutely need to compare quotes from at least one independent agent to maximize your price options.

The following are independent agencies in Oklahoma City who may provide competitive price quotes.


2101 SW 71st StOklahoma City, OK 73159(405) 604-5999View Map


1000 NW Grand Blvd #110Oklahoma City, OK 73118(405) 840-9090View Map


3200 N May AveOklahoma City, OK 73112(405) 949-9977View Map

View more Oklahoma City agents

Exclusive Agencies

These type of agents can only place business with one company and some examples include State Farm, Allstate and AAA. These agents are unable to provide other company’s prices so you might not find the best rates. Exclusive agents receive extensive training on sales techniques which helps offset the inability to provide other markets.

Shown below are Oklahoma City exclusive insurance agencies that can give you price quote information.


2800 N Classen Blvd #105Oklahoma City, OK 73106(405) 524-3327View Map


6218 Northwest ExpyOklahoma City, OK 73132(405) 384-1518View Map


2229 NW 138th St dOklahoma City, OK 73134(405) 749-8100View Map

View more Oklahoma City agents

Deciding on a car insurance agent should depend on more than just a cheap price quote. Before buying a policy in Oklahoma City, get answers to these questions.

Persistence pays off

Consumers switch companies for a number of reasons such as high rates after DUI convictions, lack of trust in their agent, questionable increases in premium and policy non-renewal. Regardless of your reason, finding a great new company can be easy and end up saving you some money.

More affordable auto insurance in Oklahoma City is possible both online and also from your neighborhood Oklahoma City agents, so get free Oklahoma City auto insurance quotes from both of them so you have a total pricing picture. Some companies may not provide internet price quotes and most of the time these regional carriers prefer to sell through independent insurance agents.

When searching for inexpensive Oklahoma City auto insurance quotes, it’s a bad idea to buy less coverage just to save a little money. There are many occasions where an insured dropped uninsured motorist or liability limits and learned later that a couple dollars of savings turned into a financial nightmare. Your goal is to buy the best coverage you can find at a price you can afford.

Much more information about auto insurance in Oklahoma is located at these links: