Who Has Affordable Oklahoma City Car Insurance for Uber Drivers?

For Uber vehicles, one of the big things that are used to help calculate the annual cost of car insurance is where you choose to live in Oklahoma City. Areas with more people or higher crime rates are more likely to pay higher prices, whereas areas that tend to be more rural get the luxury of paying less.

The following table shows the most expensive cities in Oklahoma for Uber drivers to purchase a policy in. Oklahoma City is ranked #5 with an annual cost of $2,199 for the average insured, which is approximately $183 monthly.

How much is car insurance in Oklahoma City?
Rank City Average Per Year
1 Tulsa $2,259
2 Sand Springs $2,227
3 Bixby $2,213
4 Bethany $2,201
5 Oklahoma City $2,199
6 Broken Arrow $2,195
7 Del City $2,155
8 Moore $2,132
9 Midwest City $2,119
10 Sapulpa $2,102
11 Owasso $2,085
12 Edmond $2,063
13 Yukon $2,055
14 Shawnee $2,048
15 Norman $2,013
16 Stillwater $1,989
17 Claremore $1,987
18 Muskogee $1,943
19 Enid $1,942
20 Lawton $1,922
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Premium costs are comparative as the specific geographic location can raise or lower coverage prices noticeably.

The car, truck, or SUV you are insuring is one of the biggest factors when looking for low-priced coverage for Uber drivers. Vehicles with lots of horsepower, poor passenger safety features, or a high likelihood of having liability claims will cost more to insure than safer models.

The information below showcases auto insurance rates for a selection of the cheaper vehicles to buy coverage for.

Cheapest Vehicles to Insure in Oklahoma City, OK
Vehicle Estimated Cost for Full Coverage
Hyundai Elantra GLS Touring Station Wagon $1,061
Honda Accord EX 4-Dr Sedan $1,163
Honda Odyssey LX $1,166
Honda CR-V EX 4WD $1,191
Jeep Wrangler Sport 4WD 2-Dr $1,198
Volkswagen Jetta S 4-Dr Sedan $1,259
Toyota Prius $1,293
Ford Escape Limited 4WD $1,298
Ford Focus SEL 4-Dr Sedan $1,300
Ford Explorer Eddie Bauer 2WD $1,310
Ford F-350 XL Super Cab 2WD $1,305
Ford Edge Sport AWD $1,326
Toyota Tacoma 4WD $1,351
Toyota Camry LE $1,377
Chevrolet Malibu LT $1,402
Chevrolet Impala LT $1,416
Toyota RAV4 Limited 4WD $1,423
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Prices above based on single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Information does not factor in your specific Oklahoma City, OK location which can decrease or increase prices considerably.

Looking at the numbers, we can tell that makes and models like the Hyundai Elantra, Honda Accord, Honda Odyssey, Honda CR-V, and Jeep Wrangler are going to be a few of the cheapest vehicles to insure for Uber vehicles.

The diagram below highlights how deductible selection can change insurance prices when trying to find cheap insurance for Uber drivers. The prices are based on a married female driver, comp and collision included, and no additional discounts are factored in.

The data above shows that a 50-year-old driver could save $428 a year by increasing from a $100 deductible up to a $500 deductible, or save $644 by choosing a $1,000 deductible. Younger drivers, like the 20-year-old example, can save as much as $1,058 every year just by choosing higher deductibles when buying full coverage. If you do make the decision to raise your deductibles, it will be important to have enough funds in savings to be able to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Finding a high-quality auto insurance company can be difficult considering how many companies sell insurance in Oklahoma City. The company ratings listed below may help you decide which auto insurers you want to consider when trying to find the cheapest insurance for Uber drivers.

These rankings include the largest companies in America, so smaller regional companies are not factored into this list. To view rates from these top insurers and more, just click here.

Top 10 Large Auto Insurance Providers Overall in Oklahoma City

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Top 10 Large Auto Insurance Providers in Oklahoma City Ranked by Value

  1. Mercury Insurance
  2. Travelers
  3. American Family
  4. Safeco Insurance
  5. AAA Insurance
  6. The Hartford
  7. Progressive
  8. 21st Century
  9. The General
  10. Esurance

How to find low-cost car insurance for Uber drivers

The list below summarizes some of the better thrifty ideas that can help drivers find lower-cost auto insurance.

The last tip is very significant, as we hit on in the article above. Prices in Oklahoma City can change in a short period of time, so drivers shouldn’t be resistant to switch to a new company if a better rate can be found. Staying with the same car insurance company is fine, but is isn’t recommended if it’s costing you hundreds of dollars a year. If you have a few minutes, now is a great time to shop around and find cheaper car insurance for Uber drivers.

The Oklahoma City, OK, insurance agents below are a good start to answer your questions and help you decide which coverage fits your budget, since some people prefer to have a little guidance when trying to find lower insurance rates for Uber drivers. It’s not always simple to find the cheapest car insurance policy, and a licensed agent can add satisfaction knowing your coverage gives you enough coverage when you need it. To locate an agency near you, click the link after the list or click here to get price quotes now.

Find an Oklahoma City, OK insurance agent near you